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New YorkMon 9:00 amCoastwear Inc
LondonMon 9:00 amNorthline Apparel
FrankfurtMon 9:00 amHanse Textil
DubaiMon 9:00 amAl Noor Trading
TiruppurMon 9:00 amYour desk

AI accounts receivable and collections for B2B companies and exporters

Get paid on time, in every currency, without awkward calls.

Fxtabs brings every invoice into one place, tracks receivables in USD, EUR, GBP, AED and INR, and uses AI to send the right reminder to the right person at the right local time. Payment links, disputes and a cash forecast sit on the same counter.

Connect invoices free
  • Works with Tally, Zoho Books and SAP Business One
  • 30 days free, up to 100 open invoices
  • Your money never passes through us
Tiruppur Knits ExportsReceivables · Monday 9:00 am IST
AI Collections Agent
OutstandingUSD 412,600
 EUR 96,300
 INR 38.4 L
Overdue23 invoices

This week, the agent plans:

  1. Northline Apparel UKEUR 21,400 · 18 days overdue · usually pays in 30 days
    Polite reminder drafted for 9 am London time, statement attached
  2. Coastwear Inc USAUSD 64,000 · 41 days overdue · 2 reminders ignored
    Escalate to their AP head, call suggested for your sales lead
  3. Rao Fabrics ErodeINR 4.2 L · disputed: “short shipment, 120 pcs”
    Moved to Dispute Box with packing list and delivery proof

A Tiruppur garment exporter's Monday morning, as the AI Collections Agent sees it.

Reads open invoices straight from your books

  • Tally Prime
  • Zoho Books
  • SAP Business One
  • QuickBooks
  • Busy
  • Marg
  • Excel and CSV
  • USD
  • EUR
  • GBP
  • AED
  • INR

Monday, the old way

  • Export the aging report from Tally into Excel
  • Convert USD, EUR and AED by hand to see the real total
  • Write the same reminder forty times, at the wrong hour for London
  • Find the packing list in someone's inbox when a dispute lands
  • Guess next month's cash for the bank review

Monday, at the Fxtabs counter

  • Every open invoice already on the desk, synced overnight
  • Receivables in each currency and in INR, side by side
  • A reminder plan, drafted and timed for each customer
  • Disputes filed with their documents and an owner
  • A thirteen week forecast with honest confidence levels

Along the counter

Seven stations. One steady hand on every receivable.

From the moment an invoice is raised in Tally to the day the money is matched in the bank, each station does one job well and passes the invoice along.

  1. 01Invoice Desk
  2. 02Multi-Currency Ledger
  3. 03AI Collections Agent
  4. 04Payment Links
  5. 05Dispute Box
  6. 06Cash Forecast
  7. 07Customer Credit
Station 01

Invoice Desk

Every open invoice from Tally, Zoho and SAP, on one desk.

Invoice DeskSynced 8:52 am · 3 sources
Open · 186Overdue · 23Disputed · 4Paid this week · 11
InvoiceCustomerAmountStatus
TKE/EX/1142Northline ApparelUK · Tally PrimeEUR 21,40018 days over
TKE/EX/1139Coastwear IncUSA · Tally PrimeUSD 64,00041 days over
TKE/DM/0871Rao FabricsErode · Tally PrimeINR 4,20,000Disputed
TKE/EX/1151Hanse Textil GmbHGermany · Tally PrimeEUR 18,950Due in 6 days
TKE/EX/1148Al Noor TradingUAE · Bank matchAED 2,12,400Paid
Packing list, shipping bill and proof of delivery attached to 172 of 186 invoices
  • Scheduled sync Pulls new invoices and receipts several times a day from each connected entity.
  • Contact mapping Separate AP, purchasing and finance head contacts per customer, with their time zone.
  • Document vault Invoice PDFs, packing lists, shipping bills and proofs of delivery linked per invoice.
Explore Invoice Desk
Station 02

Multi-Currency Ledger

Receivables in every currency you bill, with the exchange story told.

Multi-Currency LedgerReference rate 9:00 am IST
CurrencyOutstandingINR valueFX diff (month)Share
USD412,600₹ 3,46,58,400+1,12,300
EUR96,300₹ 89,09,700-38,900
GBP24,800₹ 26,78,400+9,600
AED2,12,400₹ 48,63,900+4,100
INR38,40,000₹ 38,40,0000
Current52%
1-3024%
31-6014%
61-906%
90+4%
  • Five core currencies USD, EUR, GBP, AED and INR out of the box, with more on request.
  • Exchange differences Booked rate against realised rate for every receipt, gain or loss.
  • Realisation due dates Track export realisation timelines per shipment so nothing slips past the due date.
Explore Multi-Currency Ledger
Station 03

AI Collections Agent

Polite, persistent reminders, written for each customer and sent at their nine o'clock.

AI Collections Agent · Plan for this weekAwaiting approval · 2
Northline ApparelEUR 21,400
18 days overdue · usually pays in 30 days · AP: accounts.payable@
Polite reminder, statement attached · Mon 9:00 am London
Coastwear IncUSD 64,000
41 days overdue · 2 reminders unanswered
Escalate to AP head · call suggested for sales lead · Mon 9:00 am New York
Hanse Textil GmbHEUR 18,950
Due in 6 days · always pays on the 25th
No reminder needed this week
Draft to Northline Apparel

Dear Sarah, I hope the spring range is selling well. A quick note that invoice TKE/EX/1142 for EUR 21,400 fell due on 7 October. I have attached the statement and a payment link for your convenience. Please let me know if anything is needed from our side.

Approve and scheduleEdit
  • Time zone aware Sends inside the customer's business hours and skips their public holidays.
  • Escalation rules Day counts, amount limits and contact ladders that you define, per customer group.
  • Approval queue New templates and first reminders to a contact wait for a human approval.
Explore AI Collections Agent
Station 05

Dispute Box

Disputes with their paperwork, an owner and a date to close.

Dispute Box · Rao FabricsOwner: Dispatch
Short shipment

“Received 2,280 pcs against 2,400 pcs. 120 pcs short in lot 7.”

Invoice TKE/DM/0871 · INR 4,20,000 · reminders paused
Packing list PL-08712,400 pcs · 24 cartons
E-way bill 3410 9921 7712Generated 2 Oct
Delivery proofSigned 24 cartons · 4 Oct
Sales order SO-55302,400 pcs
Raised Thu Evidence ready Fri Target close Wed
  • Evidence file Every document that proves what was shipped and received, in one place.
  • Clear ownership One owner per dispute, with watchers from sales and finance.
  • Target dates Resolution dates and a nudge to the owner when they slip.
Explore Dispute Box
Station 06

Cash Forecast

Know what will land in the bank, week by week, currency by currency.

Cash Forecast · next 8 weeksUSD equivalent
Next 14 daysUSD 1.9 LConfidence: medium
This monthUSD 3.6 LHigh on 62%
W1
W2
W3
W4
W5
W6
W7
W8
High confidence Medium and low
  • 13 week view Weekly expected collections, by currency and in INR equivalent.
  • Confidence levels Each figure is graded, so treasury plans on the firm part first.
  • Promise tracking Promises kept and broken feed back into each customer's profile.
Explore Cash Forecast
Station 07

Customer Credit

Credit limits that reflect how a customer really pays.

Customer Credit · Coastwear IncReview due 15 Nov
86%USD 1,72,000 of 2,00,000 used
Terms60 days
Avg days to pay (12 mo)78 days
Promises kept4 of 7
RiskRising
Days to pay, last 8 invoices
  • Limits and terms Limits, payment terms and review dates per customer.
  • Payment history Days to pay over the last twelve months, invoice by invoice.
  • Risk signals Early warnings when a good payer starts to slow down.
Explore Customer Credit

One week at the counter

Follows the sun so your team does not have to.

Your finance team works Indian hours. Your customers do not. The agent keeps every reminder inside the customer's own working day.

  1. Mon 7:30 am ISTThe plan is ready

    Overnight receipts are matched, aging is refreshed and the agent proposes this week's reminders for approval.

  2. Mon 9:00 am LondonEurope hears from you

    Reminders reach UK and EU buyers at the start of their day, statement and payment link attached.

  3. Mon 9:00 am New YorkThe Americas, on their clock

    US accounts get their note at nine Eastern, and the long overdue ones go to the AP head.

  4. Tue 11:20 am ISTReplies sorted

    A promise to pay on Friday, one remittance advice and one dispute. Each goes to the right place.

  5. Thu Dubai, before the weekendGulf buyers before Friday

    UAE customers are reminded before their weekend starts, never on it.

  6. Fri 5:00 pm ISTThe forecast for the CFO

    Thirteen weeks of expected cash, by currency, with promises kept and broken counted in.

Who sits at the counter

Built for the businesses that sell on credit, at home and abroad.

Garments and textiles

Knitwear and home textile exporters billing UK, EU and US brands in their currency, with seasonal peaks and short shipment claims.

Engineering goods

Pumps, castings, motors and components sold to OEMs and dealers on long credit terms with milestone invoices.

Spices and food products

Shipments to the Gulf, Europe and South East Asia where documents, quality claims and realisation dates decide cash.

Software and IT services

Monthly and milestone billing in USD, GBP and EUR, with clients who pay on a fixed day once they are reminded.

Distributors and stockists

Hundreds of domestic dealers, each with a credit limit, a salesperson and a habit of paying at month end.

Chemicals and polymers

High value invoices, credit insured buyers and tight limits that sales and finance must watch together.

The house rules

Persistent with invoices. Courteous with people.

Your money never passes through us

Fxtabs is software. Funds move from your customer to your bank or regulated payment partner. We only see the status.

Nothing goes out without your rules

The agent sends only approved templates, inside escalation rules your finance team sets and can pause at any time.

Courteous, every single time

No threats, no pressure language, no messages outside business hours, and only to business contacts.

Encrypted and never sold

Customer financial data is encrypted in transit and at rest, never sold, and never used for any other customer.

How the agent is governed How payments are processed

At the counter

Questions finance teams ask

Does Fxtabs move or convert our money?

No. Fxtabs is software. Payments go through your bank or regulated payment partners, and currency conversion is done by your bank. Fxtabs records what happened so your ledger and forecast stay accurate.

Does the AI send reminders without approval?

Only templates and rules you have approved. New templates, first reminders to a new contact and escalations above your limits wait in the approval queue until someone in finance clears them.

Does it work with Tally?

Yes. Tally Prime and Tally ERP 9 connect through a lightweight connector on the machine that runs Tally. Zoho Books, SAP Business One and QuickBooks connect directly, and anything else can come in by CSV.

Can it handle export documentation for disputes?

Yes. Commercial invoices, packing lists, shipping bills, bills of lading, certificates of origin and inspection reports attach to the invoice and travel with it into the Dispute Box.

Can sales teams see their customers' dues?

Yes. Sales users get a read only view of their own accounts: what is due, what was promised, the credit limit and any dispute. They can log a call note that the agent will respect.

How long does setup take?

Most teams connect their books and see every open invoice on the desk the same day. Mapping contacts and approving the first reminder templates usually takes another session of an hour or two.

Closing the till

End every month with the drawer balanced.

Connect one accounting system and up to 100 open invoices. Run a full month of reminders, payment links and forecasts on your real receivables. Pay only when the till balances.

Free for
30 days
Open invoices
up to 100
Card on signup
not needed
Overdue invoices23

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